IN·State Guide
Personal Injury Law in Indiana
Key rules for personal injury claims in Indiana — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Indiana
- 01Modified comparative fault — barred at 51%+ fault
- 02180-day government notice requirement strictly enforced
- 03Medical malpractice cap at $1.8 million
Rules at a Glance
- Statute of Limitations
- 2 years from the date of injury
- Fault System
- Modified comparative fault (51% bar) — Indiana bars recovery if the injured person is 51% or more at fault.
- Damage Caps
- Medical malpractice damages capped at $1.8 million total. No general PI cap.
- Government Notice Deadline
- Written notice within 180 days for claims against government entities under the Tort Claims Act.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 25/50/25.
- Workers' Comp Deadline
- Report within 30 days. File claim within 2 years.
Fault System in Indiana
Indiana bars recovery if the injured person is 51% or more at fault.
Auto Insurance in Indiana
At-fault state.
Minimum required liability coverage: 25/50/25..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.