FAQ
Each question below has its own page with a direct answer, a short explanation, and the related topics worth reading next. These are general answers — the specifics of any case can change the picture.
Can I File a Claim if I Was Partly at Fault?
In most states yes, but your recovery is reduced by your percentage of fault. A few states bar the claim entirely.
ReadCan I Talk to Insurance Alone?
You can — but there are specific things to understand first, especially when it's the other person's insurer.
ReadCan Medical Bills Be Included in a Claim?
Yes — medical bills related to the injury are usually the core of the claim.
ReadDo I Need a Lawyer After an Accident?
Not every accident calls for a lawyer — but several specific situations almost always do.
ReadHow Is Pain and Suffering Calculated?
There's no official formula. Two informal approaches — the multiplier and the per-diem method — come up often.
ReadHow Long Do I Have to File?
Every state has a deadline. Most injury claims have 1 to 6 years, but certain defendants trigger shorter notice requirements.
ReadHow Long Does a Settlement Usually Take?
Simple cases resolve in weeks. Most take several months. Complex cases can take a year or more.
ReadIs a Settlement Taxable?
Compensation for a physical injury is generally not taxable at the federal level. Some components are.
ReadWhat Happens After Filing a Claim?
After a claim is filed, the insurer investigates — and the timeline depends on the complexity.
ReadWhat if the Insurance Company Denies My Claim?
A denial isn't the end. It can be appealed, disputed, or escalated into a lawsuit.
ReadWhat Is a Demand Letter?
A demand letter is the document that formally opens settlement negotiation.
ReadWhat Should I Keep After an Injury?
Everything that documents what happened, what treatment you got, and what it cost you.
ReadGeneral information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.