FAQ
Each question below has its own page with a direct answer, a short explanation, and the related topics worth reading next. These are general answers — the specifics of any case can change the picture.
Can I File a Claim if I Was Partly at Fault?
In most states yes, but your recovery is reduced by your percentage of fault. A few states bar the claim entirely.
Read the guide 2 min · GuideCan I Talk to Insurance Alone?
You can — but there are specific things to understand first, especially when it's the other person's insurer.
Read the guide 2 min · GuideCan Medical Bills Be Included in a Claim?
Yes — medical bills related to the injury are usually the core of the claim.
Read the guide 2 min · GuideDo I Need a Lawyer After an Accident?
Not every accident calls for a lawyer — but several specific situations almost always do.
Read the guide 2 min · GuideHow Is Pain and Suffering Calculated?
There's no official formula. Two informal approaches — the multiplier and the per-diem method — come up often.
Read the guide 2 min · GuideHow Long Do I Have to File?
Every state has a deadline. Most injury claims have 1 to 6 years, but certain defendants trigger shorter notice requirements.
Read the guide 2 min · GuideHow Long Does a Settlement Usually Take?
Simple cases resolve in weeks. Most take several months. Complex cases can take a year or more.
Read the guide 2 min · GuideIs a Settlement Taxable?
Compensation for a physical injury is generally not taxable at the federal level. Some components are.
Read the guide 2 min · GuideWhat Happens After Filing a Claim?
After a claim is filed, the insurer investigates — and the timeline depends on the complexity.
Read the guide 3 min · GuideWhat if the Insurance Company Denies My Claim?
A denial isn't the end. It can be appealed, disputed, or escalated into a lawsuit.
Read the guide 2 min · GuideWhat Is a Demand Letter?
A demand letter is the document that formally opens settlement negotiation.
Read the guide 2 min · GuideWhat Should I Keep After an Injury?
Everything that documents what happened, what treatment you got, and what it cost you.
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