IA·State Guide
Personal Injury Law in Iowa
Key rules for personal injury claims in Iowa — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Iowa
- 01Modified comparative fault — barred at 51%+ fault
- 022-year statute of limitations
- 03No caps on damages
Rules at a Glance
- Statute of Limitations
- 2 years from the date of injury
- Fault System
- Modified comparative fault (51% bar) — Iowa bars recovery if the injured person is 51% or more at fault.
- Damage Caps
- No general cap on damages.
- Government Notice Deadline
- Written notice within 2 years.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 20/40/15.
- Workers' Comp Deadline
- Report within 90 days. File petition within 2 years.
Fault System in Iowa
Iowa bars recovery if the injured person is 51% or more at fault.
Auto Insurance in Iowa
At-fault state.
Minimum required liability coverage: 20/40/15..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.