KY·State Guide
Personal Injury Law in Kentucky
Key rules for personal injury claims in Kentucky — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Kentucky
- 01Only 1-year statute of limitations — one of the shortest in the U.S.
- 02Pure comparative fault — no percentage bar
- 03Choice no-fault auto insurance
Rules at a Glance
- Statute of Limitations
- 1 year from the date of injury
- Fault System
- Pure comparative fault — Kentucky uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
- Damage Caps
- No general cap on damages.
- Government Notice Deadline
- No specific short notice requirement for most government claims.
- Auto Insurance System
- No-fault — Choice no-fault state. Drivers can opt out of no-fault for the right to sue.
- Minimum Liability Coverage
- 25/50/25.
- Workers' Comp Deadline
- Report as soon as practicable. File claim within 2 years.
Fault System in Kentucky
Kentucky uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
Auto Insurance in Kentucky
Kentucky is a no-fault state. Choice no-fault state. Drivers can opt out of no-fault for the right to sue.
Minimum required liability coverage: 25/50/25..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.