MN·State Guide
Personal Injury Law in Minnesota
Key rules for personal injury claims in Minnesota — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Minnesota
- 016-year statute of limitations — one of the longest
- 02No-fault auto with $4,000 tort threshold
- 03No caps on damages
- 04180-day government notice deadline
Rules at a Glance
- Statute of Limitations
- 6 years from the date of injury
- Fault System
- Modified comparative fault (51% bar) — Minnesota bars recovery if the injured person is 51% or more at fault.
- Damage Caps
- No general cap on damages.
- Government Notice Deadline
- Written notice within 180 days for government claims.
- Auto Insurance System
- No-fault — No-fault state with PIP ($20,000 minimum). Tort threshold requires $4,000+ in medical expenses or permanent injury.
- Minimum Liability Coverage
- 30/60/10.
- Workers' Comp Deadline
- Report within 180 days. File claim within 3 years.
Fault System in Minnesota
Minnesota bars recovery if the injured person is 51% or more at fault.
Auto Insurance in Minnesota
Minnesota is a no-fault state. No-fault state with PIP ($20,000 minimum). Tort threshold requires $4,000+ in medical expenses or permanent injury.
Minimum required liability coverage: 30/60/10..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.