MS·State Guide
Personal Injury Law in Mississippi
Key rules for personal injury claims in Mississippi — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Mississippi
- 01Pure comparative fault
- 02$1 million non-economic damages cap
- 033-year statute of limitations
Rules at a Glance
- Statute of Limitations
- 3 years from the date of injury
- Fault System
- Pure comparative fault — Mississippi uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
- Damage Caps
- Non-economic damages capped at $1 million in most cases. Punitive damages capped at the greater of 2% of net worth or $20 million.
- Government Notice Deadline
- Written notice within 1 year for claims against government entities under the Tort Claims Act.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 25/50/25.
- Workers' Comp Deadline
- Report as soon as practicable. File claim within 2 years.
Fault System in Mississippi
Mississippi uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
Auto Insurance in Mississippi
At-fault state.
Minimum required liability coverage: 25/50/25..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.