MO·State Guide
Personal Injury Law in Missouri
Key rules for personal injury claims in Missouri — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Missouri
- 015-year statute of limitations — one of the longest
- 02Pure comparative fault
- 0390-day government notice deadline — very short
- 04Non-economic damages cap adjusted periodically
Rules at a Glance
- Statute of Limitations
- 5 years from the date of injury
- Fault System
- Pure comparative fault — Missouri uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
- Damage Caps
- Non-economic damages capped at approximately $450,000–$825,000 depending on case type (adjusted periodically).
- Government Notice Deadline
- Written notice within 90 days for claims against government entities under the Sovereign Immunity Act.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 25/50/25.
- Workers' Comp Deadline
- Report within 30 days. File claim within 2 years.
Fault System in Missouri
Missouri uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
Auto Insurance in Missouri
At-fault state.
Minimum required liability coverage: 25/50/25..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.