NH·State Guide
Personal Injury Law in New Hampshire
Key rules for personal injury claims in New Hampshire — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — New Hampshire
- 01Modified comparative fault — barred at 51%+ fault
- 02No mandatory auto insurance (financial responsibility required)
- 03No caps on damages
- 04180-day government notice deadline
Rules at a Glance
- Statute of Limitations
- 3 years from the date of injury
- Fault System
- Modified comparative fault (51% bar) — New Hampshire bars recovery if the injured person is 51% or more at fault.
- Damage Caps
- No general cap on damages.
- Government Notice Deadline
- Written notice within 180 days under the NH Tort Claims Act.
- Auto Insurance System
- At-fault state (one of the few states without mandatory auto insurance, but financial responsibility law applies).
- Minimum Liability Coverage
- 25/50/25 (not required to carry, but financially responsible).
- Workers' Comp Deadline
- Report within 2 years. File claim within 3 years.
Fault System in New Hampshire
New Hampshire bars recovery if the injured person is 51% or more at fault.
Auto Insurance in New Hampshire
At-fault state (one of the few states without mandatory auto insurance, but financial responsibility law applies).
Minimum required liability coverage: 25/50/25 (not required to carry, but financially responsible)..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.