NM·State Guide
Personal Injury Law in New Mexico
Key rules for personal injury claims in New Mexico — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — New Mexico
- 01Pure comparative fault
- 023-year statute of limitations
- 0390-day government notice deadline
- 04Government tort claims have their own damage caps
Rules at a Glance
- Statute of Limitations
- 3 years from the date of injury
- Fault System
- Pure comparative fault — New Mexico uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
- Damage Caps
- No general cap on damages. Government tort claims capped at specific amounts under the Tort Claims Act.
- Government Notice Deadline
- Written notice within 90 days for claims against government entities.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 25/50/10.
- Workers' Comp Deadline
- Report within 15 days. File claim within 1 year.
Fault System in New Mexico
New Mexico uses pure comparative fault. Recovery is reduced by fault percentage but not eliminated.
Auto Insurance in New Mexico
At-fault state.
Minimum required liability coverage: 25/50/10..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.