TN·State Guide
Personal Injury Law in Tennessee
Key rules for personal injury claims in Tennessee — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Tennessee
- 01Only 1-year statute of limitations — among the shortest in the U.S.
- 02Modified comparative fault — barred at 50%+ fault
- 03$750,000 non-economic damages cap ($1M for catastrophic)
Rules at a Glance
- Statute of Limitations
- 1 year from the date of injury
- Fault System
- Modified comparative fault (50% bar) — Tennessee bars recovery if the injured person is 50% or more at fault.
- Damage Caps
- Non-economic damages capped at $750,000 ($1 million for catastrophic injury).
- Government Notice Deadline
- Written notice within 12 months for claims against government entities under the Governmental Tort Liability Act.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 25/50/15.
- Workers' Comp Deadline
- Report within 15 days. File claim within 1 year.
Fault System in Tennessee
Tennessee bars recovery if the injured person is 50% or more at fault.
Auto Insurance in Tennessee
At-fault state.
Minimum required liability coverage: 25/50/15..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.