TX·State Guide
Personal Injury Law in Texas
Key rules for personal injury claims in Texas — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Texas
- 01Modified comparative fault — barred at 51%+ fault
- 022-year statute of limitations
- 036-month government notice deadline
- 04Med mal caps — $250,000 per provider, $500,000 total
- 05Third-largest personal injury market in the U.S.
Rules at a Glance
- Statute of Limitations
- 2 years from the date of injury
- Fault System
- Modified comparative fault (51% bar) — Texas bars recovery if the injured person is 51% or more at fault.
- Damage Caps
- Medical malpractice non-economic damages capped at $250,000 per provider, $500,000 total. No general PI cap. Punitive damages capped at the greater of 2x economic + up to $750,000 non-economic, or $200,000.
- Government Notice Deadline
- Written notice within 6 months for claims against government entities under the Texas Tort Claims Act.
- Auto Insurance System
- At-fault state.
- Minimum Liability Coverage
- 30/60/25.
- Workers' Comp Deadline
- Report within 30 days. File claim within 1 year.
Fault System in Texas
Texas bars recovery if the injured person is 51% or more at fault.
Auto Insurance in Texas
At-fault state.
Minimum required liability coverage: 30/60/25..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.