MD·State Guide
Personal Injury Law in Maryland
Key rules for personal injury claims in Maryland — statute of limitations, fault system, damage caps, insurance requirements, and government claim deadlines.
Key Points — Maryland
- 01Contributory negligence — even 1% fault bars recovery entirely
- 02Non-economic damages cap adjusted annually
- 033-year statute of limitations
- 04PIP required despite being an at-fault state
Rules at a Glance
- Statute of Limitations
- 3 years from the date of injury
- Fault System
- Contributory negligence — Maryland uses pure contributory negligence. If the injured person is even 1% at fault, recovery is completely barred.
- Damage Caps
- Non-economic damages capped (adjusted annually, approximately $920,000 in 2024). No cap on economic damages.
- Government Notice Deadline
- Written notice within 1 year for claims against local government. 180 days for state claims.
- Auto Insurance System
- At-fault state with required PIP ($2,500 minimum).
- Minimum Liability Coverage
- 30/60/15.
- Workers' Comp Deadline
- Report within 10 days. File claim within 2 years.
Fault System in Maryland
Maryland uses pure contributory negligence. If the injured person is even 1% at fault, recovery is completely barred.
Auto Insurance in Maryland
At-fault state with required PIP ($2,500 minimum).
Minimum required liability coverage: 30/60/15..
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.