Pedestrian Accident in Maryland
What you need to know about pedestrian accident claims in Maryland — the state’s fault system, filing deadline, insurance rules, and what usually matters most.
Maryland Rules at a Glance
About Pedestrian Accident Claims in Maryland
When a vehicle hits a pedestrian, the pedestrian is almost always seriously hurt. Even at 25 mph, the impact can cause fractures, internal injuries, and traumatic brain injury. Medical costs escalate quickly and recovery often takes months or years.
The legal question usually centers on right of way — was the pedestrian in a crosswalk? Was the driver paying attention? Was the pedestrian jaywalking? Comparative fault rules determine how shared responsibility affects the claim. In most states, jaywalking reduces but doesn't eliminate recovery.
A surprisingly common issue in pedestrian cases is hit-and-run or uninsured drivers. The pedestrian's own auto insurance — specifically uninsured/underinsured motorist (UM/UIM) coverage and medical payments (MedPay) coverage — often becomes the primary source of recovery. Many people don't realize their auto policy covers them as a pedestrian.
How Maryland Law Affects Pedestrian Accident Claims
Maryland uses pure contributory negligence. If the injured person is even 1% at fault, recovery is completely barred.
In Maryland, the statute of limitations for personal injury claims is 3 years from the date of injury. For claims against government entities: Written notice within 1 year for claims against local government. 180 days for state claims.
Damage caps: Non-economic damages capped (adjusted annually, approximately $920,000 in 2024). No cap on economic damages.
Common Issues in Maryland Pedestrian Accident Cases
- Right-of-way disputes — crosswalk vs. jaywalking
- Driver distraction — texting, navigation, or not looking for pedestrians
- Hit-and-run situations where the driver is never identified
- Uninsured or underinsured drivers
- Severe injuries from even low-speed impacts
- Visibility factors — dark clothing, nighttime, poorly lit areas
State-Specific Factors in Maryland
- Crosswalk and right-of-way rules
- Comparative fault system — how jaywalking or pedestrian distraction affects recovery
- UM/UIM coverage requirements and availability
- No-fault vs. at-fault auto insurance — affects which insurance pays first
- Statute of limitations for the filing deadline
Compensation in Maryland Pedestrian Accident Cases
- Medical expenses — typically high due to injury severity
- Lost wages and loss of earning capacity
- Pain and suffering — often substantial
- Future medical costs — TBI and orthopedic injuries often require long-term care
- Disability accommodations and home modifications
What to Do After a Pedestrian Accident in Maryland
- Call 911 immediately — pedestrian injuries require emergency evaluation
- Do not refuse the ambulance — internal injuries may not be apparent
- If conscious, try to note the vehicle description, plate number, and direction of travel
- Get witness contact information
- Report to police and get a copy of the report
- Check your own auto insurance for UM/UIM and MedPay coverage
General information only. This page explains common concepts in plain language. It is not legal advice and does not create an attorney-client relationship. Laws vary by state and change over time. For any specific situation, consult a licensed attorney in your jurisdiction.